Home Plus Loans

Finance your energy-efficiency home improvements with a HomePlus loan offered to members of Coastal Electric Cooperative through the GoEnergy Financial Credit Union. To receive the lowest interest rate, you can repay the loan with an automatic bank draft. As an added benefit, you will become a full-fledged member of the GoEnergy Financial Credit Union and can take advantage of all of the services the credit union offers its members such as checking, bank cards, savings, and very competitive auto loan programs.

HomePlus loan funds can be used for virtually any qualifying energy efficiency improvement to your home.

Improvements eligible for financing include:

• Central heat pumps and air conditioners
• Heat pump water heaters
• Solar water heating systems with electric backup
• Replacement windows and roofs
• Major residential appliances

All of these items are required to be Energy Star® rated for energy savings. Gas furnaces are eligible if combined with a heat pump or air conditioner installation. The furnace must also be Energy Star rated unless it is installed as an auxiliary heat for a dual fuel heat pump system. Additional eligible improvements include Marathon water heaters, ductwork, and other HVAC-related items, as well as insulation and other weatherization products. Loan items requested but not listed above will need prior approval from Coastal Electric Cooperative. Please call us at (912) 884-3311.

Your applications will go directly to a loan officer at the GoEnergy Financial Credit Union. It does not go to Coastal Electric Cooperative. When your loan is approved, they will notify Coastal Electric, and a Coastal Electric staff member will call to notify you of the approval and begin to work with you on the details of your home improvement. If the loan cannot be approved, the credit union loan officer will call you directly and follow up with a letter.

You may contact the GoEnergy Financial Credit Union at (888) 959-7132.