Home Plus Loans

Stop wasting your energy dollars! Apply for a Home Plus Loan and make energy-efficient upgrades to your home.

Finance your energy-efficiency home improvements with a HomePlus loan offered to members of Coastal Electric Cooperative through the GoEnergy Financial Credit Union. To receive the lowest interest rate, you can repay the loan with an automatic bank draft. As an added benefit, you will become a full-fledged member of the GoEnergy Financial Credit Union and can take advantage of all of the services the credit union offers its members such as checking, bank cards, savings, and very competitive auto loan programs.

HomePlus loan funds can be used for virtually any qualifying energy efficiency improvement to your home.

Improvements eligible for financing include:

  • Central heat pumps and air conditioners
  • Heat pump water heaters
  • Solar water heating systems with electric backup
  • Replacement windows and roofs
  • Major residential appliances

All of these items are required to be Energy Star® rated for energy savings. Gas furnaces are eligible if combined with a heat pump or air conditioner installation. The furnace must also be Energy Star rated unless it is installed as an auxiliary heat for a dual fuel heat pump system. Additional eligible improvements include Marathon water heaters, ductwork, and other HVAC-related items, as well as insulation and other weatherization products. Loan items requested but not listed above will need prior approval from Coastal Electric Cooperative. Please call us at (912) 884-3311.

Your applications will go directly to a loan officer at the GoEnergy Financial Credit Union. It does not go to Coastal Electric Cooperative. When your loan is approved, they will notify Coastal Electric, and a Coastal Electric staff member will call to notify you of the approval and begin to work with you on the details of your home improvement. If the loan cannot be approved, the credit union loan officer will call you directly and follow up with a letter.

You may contact the GoEnergy Financial Credit Union at (888) 959-7132.

Coastal Electric provides the following list of participating HVAC, home improvement, and insulation contractors. The inclusion of a contractor on this list is not necessarily an endorsement of the contractor, but it does mean the contractor is familiar with and agrees to participate in the loan process. The contractors listed here have also met our minimum requirements for being properly licensed, providing proof of liability insurance, maintaining a 24/7 on-call service and having a satisfactory record with the Better Business Bureau.

Local Residential and Commercial Solar Sales and Installation Contractors

Coastal Solar Energy Solutions
229 W. General Screven Way Suite N1
Hinesville, GA 31313
Phone: (844) 765-2793

Heating and Air Conditioning Contractors

Ace Heating and Air, Hinesville, GA (912) 876-2848
Action Heating and Air Darien, GA (912) 437-6243
Aire Serv Heating and Air Conditioning, Hinesville, GA (912) 876-8411
All Season’s Comfort, Inc., Savannah, GA (912) 201-9822
Arnold’s Heating and Air (912) 432-0444
Arctic South Heating, Air and Electrical Jesup, GA (912) 427-7022 Ralph Hickox
ARS Rescue Rooter (912)-308-7561 Joe Vertullo – Comfort Specialist. Richmond Hill, GA / Bluffton, SC
Baker Heating and Air (912) 462-7444 13499 Highway 301 North, Nahunta, GA
Bennett’s HVAC and Electrical, LLC Hinesville, GA (912) 876-8144
Boatright & Associates Brunswick, GA (912) 264-6468
Canady’s Precision Air Conditioning and Heating Richmond Hill, GA (912) 756-6688
Coastal Georgia Mechanical, LLC Midway, GA (912) 884-4343 Geoff Collins
Custom Climate, Inc 4191 West Oglethorpe Highway, Hinesville, GA (912) 877-7131
Elite Services – 620 Sea Island Road Suite 399, St. Simons Island (912) 638-5277
Energy Experts – (912) 376-3251 Statesboro, GA – Don Martin
Galbreath & Sons Heating, Air Conditioning and Electric, Inc. Richmond Hill, GA (912) 756-3102
Gerralds’s Mechanical Services, Inc. Richmond Hill, GA (912) 756-3422
Gibson & Lovell HVAC (912) 756-4822
Indoor Climate Experts of Southeast Georgia, Pembroke, GA (912) 823-3199
Mr. Central of the Coastal Empire (912) 236-2272
N2N Home Repair Hinesville, GA (912) 369-6387- Steve Wiggins
R & K Contractors, Fleming, GA (912) 232-0800 – Richard Strauss

Home Improvement and Insulation Contractors

Coastal Applies Systems (glass coating and tinting) Hilton Head, SC (800) 952-2725
Energy Experts – (912) 376-3251 Statesboro, GA – Don Martin
Envirofoam Technologies, Inc. (912) 721-2001
Image Design Solutions, LLC. Savannah, GA, (877-298-FOAM (3626)
Michael A. Rogers Pooler, GA (912) 658-6990
N2N Home Repair Hinesville, GA (912) 369-6387- Steve Wiggins
RPI Residential Roofing – (912) 756-7663 Richmond Hill, GA
White’s Southern Energy Solutions LLC (Insulation Contractor)
The Window Man and More (912) 439-1225 12127 Apache Ave., Savannah, GA

Energy Solutions

There are lots of ways to save money on your electric bill, and we’ve got the info.